Deposit Products and Prices of Selected Commercial Banks in Vietnam:

Deposit products

• Applicants

Vietnamese citizens, foreigners living and working legally in Vietnam.

• Basic Procedures

o For making deposits: Identity Card/ Passport or equivalent valid documents are required

o For cash withdrawal: Saving Card, Identification Card/ Passport or equivalent valid documents are required

o Lost/Stolen Card: customers need to inform immediately to any VietinBank Branch or transaction office.

• Contact information

For more information in detail, please contact or come to any of VietinBank branch or transaction office, or call (04).9428678/9428680/9428682.

Currently, VietinBank is providing to customer the following deposit accounts:

Basic Saving Account

• You have cash and do not want to deal with complicated investment projects?

• You want monthly interest to support your spending needs?

• Come to any of VietinBank transaction office nationwide and choose the basic saving account.

Product information

• Currency: VND, USD.

• Term of saving: 1 week, 2 weeks, 3 weeks, 1 month, 2 months…to 60 months (terms of saving can be changed according to each period of VietinBank capital mobilization policy)

• Interest payment method: Beginning of the term Interest. End of the term Interest.

Benefits

• Free of charge for account opening, depositing, and withdrawal

• Variety of options to choose payment methods by cash, direct deposit to current account or demand saving account, with compound interest.

• Free to choose various types of ownership forms (including joint account for Saving Card)

• Attractive interest rate for each type of term deposit.

• Safe, high security level

• Fast and convenient procedure

• Deposit insurance for saving account.

• Principal or interest can be withdrawn anytime at any VietinBank branch or transaction office

• Can be used as collateral against any loan, and transferring ownership.

• Supported by other VietinBank value-added benefits.

Term Saving Account with flexible principal withdrawal

You have cash in some period of time, but your spending is uncertain. Come to any of VietinBank branch or transaction office to open a Term Saving Account with flexible principal withdrawal.

Product Information

• Currency: VND, USD

• Term of Deposit: 6,9,12,18,24,36 months

• Interest payment method: End of the term.

Benefits

• Flexible usage, enjoy high interest rate by days of actual deposit. The remaining principal enjoy the same interest rate as the original term deposit rate.

• Flexible terms of deposit to meet up with customer's need

• Fast and convenient procedure

• Safe, security, deposit insurance

• Principal and interest can be withdrawn anytime at any VietinBank branch or transaction office

• Can be used as collateral for loan, and ownership transferring is allowed

• Supported by other VietinBank value added benefits

Escalation Interest Rate Saving Accounts

You have big amount of idle cash in long period of time, come to any VietinBank branch or transaction office near you to add more interest to your savings.

Product information

• Currency: VND, USD

• Term of Deposit: 3, 6, 7, 9, 12, 13, 18, 24 months.

• Interest payment method: by cash, direct deposit to saving account, money transfer or compound interest, interest is paid at the end of the term.

• Minimum deposit for compound interest benefit: VND 40,000,000 VND or VND 3,000.

Benefits

• Attractive interest rates which increase according to the amount of deposit

• Flexible terms of deposit to meet up with customer's need

• Fast & Convenient procedure

• Money transfer insurance

• Withdraw original deposit & interest at any VietinBank branch or transaction office

• Allowance for collateral for loan at VietinBank

• Supported by other VietinBank value added benefits

Lottery Saving

You have idle cash and want to join big lottery draw and still can enjoy high interest and secure your savings, come to any of VietinBank branch or transaction office to deposit and receive lucky draw ticket. The program will be announced by VietinBank from time to time.

Product information

• Currency: VND, USD

• Term of deposit: depending on the time, term deposit will be announced accordingly

• Interest payment method: beginning of the term, end of the term or periodically.

• Customer will receive one lottery ticket for each amount of deposit and term of deposit. Normally, every VND 10,000,000 VND or USD 500 will receive one lottery ticket.

• Be participated in lottery draw and have a chance to win thousands of valued awards.

Benefits

• Attractive interest rate, valuable awards

• Flexible terms of deposit to meet up with customer's need

• Fast and convenient procedure

• Deposit insurance

• Principal and interest can be drawn at any Vietinbank branch or transaction office.

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